Cookie Policy

Last Updated: December 15, 2024

What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help websites remember information about your visit, making your experience more convenient and personalized.

How Iota-Home Uses Cookies

We use cookies and browser localStorage to provide essential functionality and improve your experience. Below is a detailed breakdown of all cookies and storage used.

Cookies We Use

Essential Cookies (Required)

These cookies are necessary for the website to function and cannot be disabled.

Cookie NamePurposeDuration
iota-home-cookie-consentStores your cookie consent preferences365 days

Analytics Cookies (Optional)

These cookies help us understand how visitors use our site. You can opt-out of these cookies.

Cookie NamePurposeDuration
_gaGoogle Analytics - Distinguishes unique users2 years
_gidGoogle Analytics - Distinguishes unique users24 hours
_gatGoogle Analytics - Throttles request rate1 minute
_ga_QMFECR867KGoogle Analytics - Persists session state2 years

Browser Local Storage

In addition to cookies, we use browser localStorage to store data directly on your device. This data never leaves your browser and is not transmitted to our servers.

Storage KeyPurposeType
mortgageScenariosStores your saved mortgage calculation scenariosFunctional
darkModeRemembers your theme preference (light/dark)Preference
globalTabRemembers your last active tab (model/compare/portfolio)Preference
lastPortfolioSelectionStores your selected portfolio scenariosFunctional
portfolioAdjustmentsStores what-if scenario adjustmentsFunctional
dismissedTemplatesTracks which template notifications you've dismissedPreference

Third-Party Cookies

We use Google Analytics, which may set additional cookies. Google's use of cookies is governed by their own privacy policy. For more information about how Google uses data, visit: How Google uses data when you use our partners' sites or apps

Managing Your Cookie Preferences

Cookie Consent Banner

When you first visit our site, you'll see a cookie consent banner. You can accept or decline non-essential cookies. Your choice is stored and can be changed at any time by clearing the iota-home-cookie-consent cookie.

Browser Settings

Most browsers allow you to control cookies through their settings. You can:

  • Block all cookies
  • Accept only first-party cookies
  • Delete cookies after each session
  • Clear all existing cookies

Note: Blocking essential cookies may affect the functionality of our site.

Google Analytics Opt-Out

You can opt-out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

Deleting Your Data

You can delete your locally stored data at any time:

To clear all local data:

  1. Open your browser's developer tools (F12)
  2. Go to the "Application" or "Storage" tab
  3. Find "Local Storage" in the left sidebar
  4. Select the Iota-Home domain
  5. Click "Clear All" or delete individual items

Alternatively, clearing your browser's cache and cookies will remove all stored data.

Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for legal reasons. The "Last Updated" date at the top will indicate when changes were made.

Questions?

If you have questions about our use of cookies, please contact us at: contact@iota-home.com

Iota-HomeIota-Home

Powerful mortgage modeling tools for homebuyers, homeowners, and real estate investors. Plan smarter with detailed amortization analysis.

This tool is for planning and education only and does not constitute financial advice. Calculations are estimates based on the information you provide. Taxes, insurance, and closing costs may vary by region and lender. Always verify details with your mortgage lender or financial advisor before making decisions.

© 2026 Iota-Home. All rights reserved.

We value your privacy

We use Google Analytics to understand site usage. Accept to enable full analytics, or decline for cookieless tracking with anonymized data only. All mortgage calculations are stored locally in your browser and never sent to our servers. Privacy PolicyCookie Policy

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