Scenario Templates
Start with pre-built scenarios for common situations. Launch a template and customize it for your specific needs.
Available Now
First-Time Home Buyer Calculator
Compare down payment strategies: 3.5% FHA, 5%, 10%, and 20% down. See how each affects your monthly payment, PMI, and total interest.
- Compare 4 down payment scenarios side-by-side
- 3.5% FHA, 5%, 10%, and 20% down options
- PMI cost analysis and drop-off tracking
- Full 30-year amortization schedules
Refinance & Cash-Out Calculator
Compare your current loan against refinance and cash-out refinance options. Pre-loaded with a sample scenario you can customize.
- Side-by-side comparison of 3 scenarios
- Current loan vs. rate-and-term refi vs. cash-out
- What-If Lab for quick adjustments
- Full amortization schedules
Coming Soon
Investment Properties
Model rental properties and investment scenarios with cash flow analysis.
Early Payoff Strategies
Explore strategies to pay off your mortgage faster with extra payments.
ARM Analysis
Compare adjustable-rate mortgages with fixed-rate options.
Want to build your own scenario from scratch?
The Mortgage Modeler gives you full control to create any scenario with custom inputs, ARM analysis, extra payments, and more.
Open Mortgage Modeler